Elevate with Everest.
We provide innovative and customizable solutions across a broad range of product lines.
- Diversified suite of products to serve customer needs
- Market leading, differentiated solutions
- Learn more about our global cross-sell offerings
U.S. Property
Middle Market Property
We offer comprehensive Commercial Property insurance coverage tailored to the needs of our middle market clients. Whether you need protection for buildings in a hospitality group, or equipment in an office space, our Everest Insurance® underwriters understand clients’ unique risks and design innovative, tailored solutions that evolve and grow with organizations.
U.S. Casualty
Commercial Casualty
We offer innovative solutions for upper middle market clients whose largest single line of coverage have expected losses between $250,000 (USD) and $2 million (USD). Our team of professionals understand the risks and provide tailored solutions, claims handling and loss control to meet your unique needs.
Risk Management
We provide clients with flexibility and a broad array of program designs and collateral solutions, as well as loss control and claims services. Everest Insurance® specializes in clients with at least one line of business that generates annual expected losses of $2 million (USD) or greater and those that require a more customized approach to pricing, structuring, and financing their exposures.
U.S. Financial lines
Private Company / Not-for-Profit D&O
Our Everest Expedition® Private Company Management Liability Policy is designed to provide creative solutions to address the unique coverage needs of your private company. Everest Expedition® is a modular form offering eight coverage parts in a streamlined format.
Executive Solutions
(Public Company D&O)
We provide innovative, tailored management liability solutions for U.S. listed publicly traded companies (Non-Financial Institution). Our policies are designed to address the unique needs of our public company clients by providing comprehensive coverage in a streamlined format on a Primary, Excess and Side-A basis. The U.S. Financial Lines Public Company team provides innovative Management Liability solutions for non-financial institutions on both a Primary and Excess basis.
Cyber Liability
Our Everest Elevation® Cyber Insurance Policy provides access to a robust suite of Pre-Breach Resources, including Risk Mitigation Services that include real-time alerts and policy reimbursements for proactive actions. We also offer additional benefits such as preferential pricing for Cyber Security products and services and Risk Improvement Services reimbursement of up to 10% of policy premium for utilizing pre-breach services offerings.
Professional Liability
We offer a suite of admitted and non-admitted financial lines and professional liability products. Through appointed retail agents and wholesale brokers, our products are available on a primary and excess basis. We strive to be the most efficient, effective and responsive partner to our producers and insureds.
Specialty Lines
Transactional Risk
Our specialized team structure allows us to align underwriting expertise with our clients’ risks and insurance needs. We offer representations and warranties, tax indemnity and other unique insurance policies on both a primary and excess basis by taking a holistic view of the Transactional Risk market.
Credit and Political Risk
We offer a market-leading range of product capabilities with limits and tenors that are among the largest in the industry. These capabilities, coupled with the financial strength and agile structure of Everest Insurance®, allows us to swiftly meet the unique coverage needs of our broker, bank, corporate and public agency partners.
Everest Wholesale and Programs Division
Wholesale Primary Casualty
Everest Insurance®’s Wholesale Casualty unit is an excess and surplus lines writer offering customized casualty solutions on a monoline or account basis. Through a limited wholesale distribution platform in the U.S., we offer Primary Casualty products on both admitted and non-admitted paper for General Liability, Commercial Auto, and Workers’ Compensation.
Industry Segments
Everest AEGIS Alliance
Our Energy team is accomplished in tailoring the right insurance programs to meet your unique needs and complexities of your risk. We offer guaranteed cost, large retention, fronted, captive and retrospective programs. By working closely with our brokers and within all our business relationships, we deliver a comprehensive insurance solution.
Life Sciences
We offer Life Sciences insurance products that are carefully designed to meet our client’s needs across all development stages and revenue points. Our core products, which include Completed Liability and General Liability forms, can be further customized with several value-added coverage extensions.
Environmental
Monoline Pollution Products
Everest offers Monoline Pollution Liability products including Site, Contractors Pollution Liability (CPL), and combined CPL/Professional Liability policies through appointed retail and wholesale brokers. Minimum premiums start at $5,000 (USD) for monoline with up to 5-year policy terms.
Private Equity
The Everest approach to all things private equity. Our capabilities, which are designed to cover PE sponsors and their Investment portfolios, have been expanded to include property and casualty across North America. With over 20 dedicated underwriters, the new initiative was designed to better serve the unique M&A needs of our clientele.
Private Equity Fund Solutions
Management and Professional Liability solutions, individually tailored to address the needs of our Private Equity Clients Our General Partnership Liability product is a fully blended offering, specifically designed with alternative asset classes in mind. Insureds include Private Equity Sponsors, Venture Capital Firms, Credit and Direct Lending and Private Real Estate Funds.
Accident and Health
Business Travel Accident
Business Travel Accident Insurance provides access to 24/7/365 travel and medical assistance services whether traveling domestically or abroad. We protect employees, accompanying family members or guests regardless of destination, disruptions in travel, potential accidents, and/or illnesses, giving them peace of mind and security during their travels.
Group Fixed Indemnity
Our Fixed Indemnity provides non-ACA health insurance, designed to fill coverage gaps and protect against accident and sickness or accident only, with customized coverage to fit within your budget. We offer the peace of mind needed when faced with unexpected health events and the financial stress that goes along with those events.
Everest Canada
Everest Underwriting Partners
Everest Underwriting Partners
Everest is a leading insurer of program business with a proven track record of success. We seek partners with best in class underwriting teams that bring unique business opportunities. With 50 state capabilities and a full array of claims and loss control services, our products are designed to meet the specific needs of each customer and are modified to respond to changes in the evolving marketplace.
Risk Services
Client Services
The Everest Client Services Team is designed to establish strong, long-lasting relationships with our largest U.S. Casualty insureds, broker partners, sales and distribution teams. They serve as the central point of contact, facilitating a positive experience for all stakeholders throughout the policy lifecycle across all internal and external channels with a client first emphasis.
Risk Engineering Services
Our expert services are delivered through a network of qualified and well-versed consultants and managed by Everest‘s dedicated staff. We are deeply experienced in risk consulting across a wide array of industries. We are a global team dedicated to keeping your costs down by providing risk assessment services and access to a suite of selected vendors at discounted pricing when applicable.