Our value proposition

Elevate with Everest Insurance®.

In today’s risk environment, your partner matters. Elevate your experience with Everest. We value collaboration, problem solving and the art of underwriting. Our colleagues are leading industry claims and underwriting experts supported by Everest’s unwavering financial strength.

We apply our customer-focused approach in all areas of our organization. With an emphasis on continuous improvement, optimizing our shared systems and tools and investing in the right talent and skills, we deliver tailored solutions and superior customer service to meet your needs.

Collaboration

Our track record is based on understanding you, our customer, and meeting your needs efficiently. We listen, and we move quickly to make decisions and provide the right solutions for your business to succeed.

The art of underwriting

We offer underwriting capacity in key markets to manage our clients’ diverse and complex risks. Our aim is to provide insurance products that are backed by our superior financial ratings and our disciplined long-term approach to capital.

Bespoke products

We offer a breadth of Insurance products that solve challenges and minimize risk. From Property to Casualty, our solutions are comprehensive, backed by top ratings, and can be customized to meet your needs.

More about our offering

Speed and authority

We have a nimble organizational structure that empowers our people to serve customers and their needs as efficiently and effectively as possible.

Data-driven responsiveness

We are constantly investing in new and innovative digital tools, data and analytics, and connecting our capabilities to drive process improvements with more precision in our underwriting and claims. These enhancements deliver greater efficiencies and consistently deliver swift responses.

Industry-leading talent

Our exceptional colleagues operate from a regional structure that offers the full capabilities of our underwriting platform and wide-ranging offerings, delivering with urgency and knowing they’re making a difference – in the right place, at the right time.

More about our culture

We are a global Property and Casualty insurer

with a 50+ year track record of excellence in underwriting focused on delivering a superior customer experience.

We aim to be the most admired insurance company by transforming risk into opportunity.

  • Bespoke solutions across geographies and business lines
  • Serving customers in 115+ countries across 6 continents
  • Intimate customer knowledge backed by local underwriting expertise and claims authority
  • Financial strength and global capacity to meet a variety of needs
  • Execution across an agile platform
  • Industry-leading talent providing exceptional partnership and customer experience

Everest Group, Ltd.

Timeline

Founded as the former reinsurance arm of Prudential

1973

Adopted the ‘Everest’ name

1996

Juan C. Andrade named President and CEO

2020

Everest Group, Ltd. (NYSE: EG) rebrand

2023

Jim Williamson named President and CEO

2025

1995

IPO’d by Prudential as a stand-alone company

2017

Everest Re Group, Ltd. added to S&P 500 Index

2022

Major expansion plan announced within international operation – Continental Europe, LATAM and APAC

2024

Everest EvolutionTM launch

We have a track record of strong and sustainable growth with consistent and stable profitability.

We have always been disciplined with capital and focused on long-term value. Our financial strength and stability allows us consistently to bring solutions to the table and inspire confidence in our customers and partners.

Strong Gross Written Premium Growth

Everest Group, Ltd. Gross Written Premium Based on full year 2024 data $ in billions (USD)

*Our “Other” segment primarily includes the results of our sports and leisure business that was sold in October 2024, consisting of policies written prior to the sale and policies renewed and certain new business on the Company’s paper post-sale. It also includes run-off asbestos and environmental exposures, certain discontinued insurance programs primarily written prior to 2012, and certain discontinued insurance and reinsurance coverage classes. The “Other” segment does not generally sell insurance or reinsurance products but are responsible for the management of existing policies and settlement of related losses. The only noteworthy exception relates to a limited number of renewed and new policies written on the Company’s paper by the purchaser of the sports and leisure business referred to above, for a finite period of time post-closing.

Built from the ground up - History of GWP growth

Everest Insurance® Based on full year data 2024 $ in billions (USD)

Consistent attritional combined ratio - improvement over time

Everest Insurance® Based on full year data 2024

  • Prior years were restated to reflect segment reclassifications and adjusted attritional ratios calculations to include the impact of CECL.
  • Attritional ratios exclude catastrophe losses, reinstatement premiums, prior year development, Covid-19 losses, and losses from the Russian/Ukraine war.

Everest Group, Ltd. Financials

As of 12/31/2024 $ in USD

Full-Year Gross Written Premium

Attritional Combined Ratio1

Shareholders' Equity

Total Shareholder Return (TSR)2

Net Operating Income

1Excludes approximately $68m of profit commission related to loss reserves releases. When including this profit commission, the Group’s reported attritional combined ratio is 88.1% for the year ended December 31, 2024.

2Denotes annualized figure; represents Total Shareholder Return or "TSR". Annualized TSR is calculated as year-to-date growth in book value per common share outstanding excluding URA(D) on fixed maturity, available for sale securities plus year-to-date dividends per share.

Everest Group, Ltd.

Financial strength rating As of 12/31/2024

A+

AM Best

A+

S&P Global

A1

Moody's Investors Service

Stable outlook

We provide a global service that’s local and relevant with customers in 115+ countries across 6 continents.

Everest Insurance® offices

North America

  • Atlanta
  • Boston
  • Chicago
  • Houston
  • Los Angeles
  • New York
  • Orange
  • Philadelphia
  • San Francisco
  • Stamford
  • Tampa
  • Toronto
  • Warren

Europe

  • United Kingdom
  • Ireland
  • Belgium
  • France
  • Germany
  • Netherlands
  • Spain
  • Italy

Asia Pacific

  • Singapore
  • Australia

Latin America

  • Chile
  • Colombia
  • Mexico

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